November 12, 2026
Restaurant Deliveries in Personal Cars: Who's Insured?
Review restaurant delivery insurance for employees using personal cars, including driver coverage, return trips, vehicle damage and safe dispatch.
Hospitality
Insurance guidance for restaurants, bars, nightclubs, hotels, and motels.
All Blogs
November 12, 2026
ChecklistsRestaurant Deliveries in Personal Cars: Who's Insured?
Review restaurant delivery insurance for employees using personal cars, including driver coverage, return trips, vehicle damage and safe dispatch.
5 min read
November 11, 2026
ExplainersHotel Pools and Hot Tubs: What to Check in Your Insurance
Review hotel pool liability insurance, hot tub risks, federal drain rules, contractor responsibilities, and the records to keep after an incident.
5 min read
November 10, 2026
ChecklistsAdding Live Music or a DJ? Review Your Bar's Insurance First
Review bar live music insurance before adding DJs, dancing, or later hours. Check disclosures, policy restrictions, and New York's 2026 rule change.
6 min read
November 9, 2026
How-ToA Kitchen Fire Closed Your Restaurant. What Does Insurance Pay For?
Plan restaurant business interruption after a kitchen fire: reopening approvals, lost income, payroll, temporary kitchens and claim records.
5 min read
November 8, 2026
ChecklistsLonger Stays at Your Motel? What to Tell Your Insurer
Review motel extended stay insurance as weekly and monthly bookings grow, with occupancy disclosures, state-law examples, and a practical checklist.
5 min read
November 7, 2026
ExplainersA Fight at Your Nightclub: How Assault Exclusions Affect Coverage
Review a nightclub assault and battery exclusion alongside negligent-security claims, defense costs, sublimits, and outsourced-security restrictions.
6 min read
November 6, 2026
ExplainersHosting a Private Party at Your Bar: Who Covers Alcohol Liability?
Review liquor liability for bar private events, including host coverage, outside bartenders, event contracts, and documents to check before booking.
6 min read
November 6, 2026
ExplainersA Water Leak Closed Hotel Rooms. Will Insurance Cover Lost Income?
Review hotel water leak insurance for property repairs and lost room income. Learn which claim records document partial closures and guest transfers.
6 min read
November 6, 2026
ComparisonsDoes Insurance Cover Spoiled Food After a Restaurant Power Outage?
Check restaurant food spoilage insurance for failed coolers, utility outages, inventory limits and lost income, with a practical claims worksheet.
5 min read
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