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Contractors & Construction

Risk management for general contractors, subcontractors, and construction firms.

Handyman Insurance Without an LLC or Contractor's License

May 14, 2026

Handyman Insurance Without an LLC or Contractor's License

You don't need an LLC or contractor's license to buy handyman insurance. How sole proprietors get a GL policy, costs, and state license thresholds.

Wilmer Yan
Wilmer Yan·11 min read
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Explainers

Handyman Insurance Without an LLC or Contractor's License

May 14, 2026

Explainers

Handyman Insurance Without an LLC or Contractor's License

You don't need an LLC or contractor's license to buy handyman insurance. How sole proprietors get a GL policy, costs, and state license thresholds.

11 min read

Painter Insurance That Covers Overspray and Property Damage

May 14, 2026

Explainers

Painter Insurance That Covers Overspray and Property Damage

Standard GL denies most overspray claims. What painter insurance covers, the pollution exclusion trap, CPL costs, and lead paint requirements.

8 min read

General Liability Insurance for Contractors: What It Covers and What It Doesn't [2026]

May 3, 2026

Explainers

General Liability Insurance for Contractors: What It Covers and What It Doesn't [2026]

What general liability insurance covers for contractors, what it excludes, and cost by trade. The 'your work' exclusion in plain English.

9 min read

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