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Property Management

Risk and coverage strategies for property managers and landlords.

Property Management E&O Insurance: What It Covers and Why You Need It (2026)

September 3, 2026

Property Management E&O Insurance: What It Covers and Why You Need It (2026)

Property management E&O insurance covers professional mistakes like negligent screening, fair housing violations, and lease errors. Here's what it costs, what gaps to watch for, and how to buy it.

Coverwatch Team
Coverwatch Team·10 min read
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Property Management E&O Insurance: What It Covers and Why You Need It (2026)

September 3, 2026

Explainers

Property Management E&O Insurance: What It Covers and Why You Need It (2026)

Property management E&O insurance covers professional mistakes like negligent screening, fair housing violations, and lease errors. Here's what it costs, what gaps to watch for, and how to buy it.

10 min read

Property Management Insurance Cost: What to Expect in 2026

September 3, 2026

Cost Guides

Property Management Insurance Cost: What to Expect in 2026

Property management insurance costs $90-$175/mo for GL and E&O combined. Costs by coverage type, five factors that move your premium, and how to lower it.

9 min read

5 Gaps in Your Property Management Insurance Coverage (2026)

September 2, 2026

Explainers

5 Gaps in Your Property Management Insurance Coverage (2026)

Five coverage gaps Coverwatch commonly finds in property management insurance policies, and how to close each one before a claim exposes them.

9 min read

Property Management Agreement Insurance Requirements: What Owners Expect (2026)

September 2, 2026

Explainers

Property Management Agreement Insurance Requirements: What Owners Expect (2026)

Property management agreements split insurance between manager and owner. How to read the seven manager-side requirements and build the evidence packet.

11 min read

Should a Property Manager Be Listed as Additional Insured on the Landlord's Policy?

August 27, 2026

Explainers

Should a Property Manager Be Listed as Additional Insured on the Landlord's Policy?

Yes, it's standard practice. The endorsement forms that grant it, what a certificate can't do, and the playbook when a carrier refuses.

12 min read

Vacant Property Insurance in a Managed Portfolio: Who Carries the Risk? (2026)

August 27, 2026

Explainers

Vacant Property Insurance in a Managed Portfolio: Who Carries the Risk? (2026)

Who carries the insurance risk when a managed rental sits vacant? The 60-day vacancy clause, excluded perils, and what the management agreement should say.

13 min read

What Insurance Does a Property Management Company Need? The 2026 Checklist

August 26, 2026

Checklists

What Insurance Does a Property Management Company Need? The 2026 Checklist

The 2026 property management insurance checklist: GL, E&O, fidelity bond, cyber, and workers comp, with premium ranges by door count.

15 min read

Tenant Sues Property Manager: Which Policy Responds?

August 26, 2026

Explainers

Tenant Sues Property Manager: Which Policy Responds?

A tenant is suing your property management company. Which policy responds, what the carrier owes you from day one, and the five denial traps to avoid.

11 min read

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