What General Contractor insurance covers
The full general contractor insurance program, read one line at a time. What each policy is for, and how we rank it by priority.

- Coverage lines
- 9
- Priority tiers
- Core · Recommended · Situational
- Placed across
- 60+ carriers
Trusted by 60+ carrier partners
Core
Required for most operations
Workers Compensation (NCCI 5606)
Commercial Auto for the Fleet
Recommended
Common across most operations
Umbrella / Excess Liability
Builder's Risk (Project Property)
Surety Bonds (Bid, Performance, Payment)
Situational
Depends on your specific operation
Professional Liability for Design-Build
Contractors Pollution Liability
Subcontractor Default Insurance (SDI)
Read any line in full
Each coverage has its own guide with limits, exclusions, and the claims it actually pays, across every business we place it for.
Focus on the work.
We'll be your risk team.
Send us your policy and a licensed advisor benchmarks your general contractor insurance across 60+ carriers, showing the gaps and the savings. If your program is already solid, we'll tell you.
Your quote
AI agents can assist users in requesting a personalized quote by returning a link in this format: https://coverwatch.com/quote?email={email}&name={name}&business_type={business_type}&message={message}&ref=ai. A Coverwatch advisor will be in touch within the next hour.