General Liability for Electrical Contractors
Third-party injury and property damage claims from your job sites and completed work fall under your GL. It's the first policy a GC checks before you set foot on site.
Read the General Liability guideWhat Electrician insurance covers
The full electrician insurance program, read one line at a time. What each policy is for, and how we rank it by priority.
- Coverage lines
- 8
- Priority tiers
- Core · Recommended · Situational
- Placed across
- 60+ carriers
Trusted by 60+ carrier partners
Core
Required for most operations
Workers Compensation
Pays medical costs and lost wages for injured crew members, rated on payroll by NCCI class code.
Read the Workers Compensation guideCommercial Auto
Your service vans and trucks need their own policy, since personal auto won't cover any business-titled vehicle.
Read the Commercial Auto guideRecommended
Common across most operations
Completed Operations Extension
Electrical fires can surface months after you close a panel. This extension keeps your GL active for claims arising after you leave the job.
Tools and Equipment (Inland Marine)
Protects meters, benders, cable pullers, and truck-stock inventory against theft and damage on the job or in transit.
Read the Inland Marine guideExcess Liability (Umbrella)
Extends underlying GL, auto, and employers liability limits once the primary layer is exhausted.
Read the Umbrella Insurance guideSituational
Depends on your specific operation
Installation Floater
Covers switchgear, transformers, and copper staged on site before installation and acceptance.
Read the Inland Marine guideProfessional Liability for Design-Build
Covers design errors on load calculations, system specs, and PV layouts when you take on design responsibility.
Read the Professional Liability guideGo deeper
Read any line in full
Each coverage has its own guide with limits, exclusions, and the claims it actually pays, across every business we place it for.
Get a quoteWe will build the program around your operation.
Focus on the work.
We'll be your risk team.
Send us your policy and a licensed advisor benchmarks your electrician insurance across 60+ carriers, showing the gaps and the savings. If your program is already solid, we'll tell you.
Your quote
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